TY - GEN AU - AU - BHATTACHARYA,Hrishikes TI - BANKING STRATEGY, CREDIT APPRAISAL AND LENDING DECISIONS: A RISK-RETURN FRAMEWORK U1 - 332.7/BHA PY - 1998/// CY - DELHI PB - Oxford University Press N1 - BANKING POLICY AND LOAN POLICY; CREDIT; FINANCIAL MANAGEMENT ER -